🇮🇳 India CTC Calculator
Calculate your Cost to Company with accurate tax breakdowns and take-home salary
CTC Details
CTC Components
Deductions
Salary Breakdown
Detailed Breakdown
⚖️ Compare Two Job Offers
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Why Use Our CTC Calculator?
Accurate Calculations
Get precise CTC breakdowns based on latest tax regulations
Multiple Countries
Calculate salaries across different countries and regions
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Access from any device, anywhere, anytime
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Frequently Asked Questions
CTC (Cost to Company) is the total amount a company spends on an employee annually, including salary, benefits, EPF, bonuses, and other perks. Your actual take-home salary is lower than CTC after deductions.
Take-home salary = CTC - (EPF + Professional Tax + Income Tax + Other Deductions). Use our calculator to get exact monthly in-hand salary based on your CTC and tax regime.
It depends on your deductions. Old regime is better if you have home loan, investments (80C), and high rent. New regime (FY 2025-26) is better for those with fewer deductions, offering ₹4L exemption and ₹75K standard deduction.
EPF (Employee Provident Fund) is a retirement savings scheme. Both employee and employer contribute 12% of basic salary, capped at ₹1,800/month (₹21,600/year). It's locked until retirement or resignation.
No, professional tax varies by state. Maharashtra, Karnataka, West Bengal, Tamil Nadu charge ₹2,400-2,500/year. Some states like Delhi, UP, Rajasthan have no professional tax.
Yes, salaried employees can switch between old and new tax regime every financial year. Calculate both options annually and choose the one that saves more tax.