🇺🇸 USA Salary Calculator
Calculate your take-home pay with federal and state taxes
Income Details
Tax Information
Deductions
Salary Breakdown
Salary Breakdown
⚠️ Disclaimer
This calculator provides estimated tax calculations based on 2026 federal tax brackets and approximate state tax rates. Actual withholdings may vary based on your specific circumstances, additional income sources, credits, and local tax regulations. For precise tax planning, please consult with a certified tax professional or use official IRS resources.
Frequently Asked Questions
Federal tax depends on your income and filing status. For 2026, rates range from 10% to 37%. Use our calculator to see your exact federal tax based on current brackets.
Gross salary is your total annual income before deductions. Net salary (take-home pay) is what you receive after federal tax, state tax, Social Security, Medicare, and other deductions.
Social Security is 6.2% on income up to $168,600 (2026). Medicare is 1.45% on all income, plus 0.9% additional Medicare tax on income over $200,000 (single) or $250,000 (married).
Take itemized deduction if your total deductions (mortgage interest, charity, state taxes) exceed the standard deduction ($14,600 single, $29,200 married for 2026). Otherwise, standard deduction is better.
Pre-tax 401(k) contributions reduce your taxable income. If you earn $75,000 and contribute $10,000 to 401(k), you're only taxed on $65,000, saving you $2,200-$3,700 depending on your tax bracket.
Nine states have no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. This significantly increases your take-home pay.